Funding
Get the van, the machine, the kit — now, not in six weeks.
Asset finance spreads the cost of the things your business runs on — vehicles, plant, machinery, equipment — over their working life, so a breakdown or an opportunity never has to wait for the cash to build up.
How it works
Asset Finance, in plain English
The asset usually secures itself
Because the equipment underpins the finance, asset finance is often available when an unsecured loan isn’t — and to newer businesses too.
Hire purchase or lease
Own it at the end, or keep payments lower and hand it back — your specialist will explain which structure fits how you’ll use it.
Spread cost over the working life
Match repayments to the years the asset earns for you, protecting your cash flow instead of draining it in one hit.
New or used, most asset types
Vehicles, machinery, plant, IT, catering kit, agricultural equipment and more — across a whole panel of asset lenders.
Who it’s for
The moments this door opens for.
Replacing a broken-down vehicle or machine
Buying equipment to take on a bigger contract
Upgrading kit without a lump-sum outlay
Expanding a fleet
Fitting out a new site
You’ll deal with one person
A named specialist, start to finish.
No call centre, no being passed around, no hounding. One specialist reads your business, finds the lenders that fit, and gives you a straight answer — either way.
FAQ
Asset Finance — your questions
Usually, yes. Many lenders fund quality used vehicles and equipment — your specialist will match you to those that do for your specific asset.
On hire purchase, yes — it’s yours after the final payment. On a lease, payments are typically lower and the asset goes back at the end. We’ll walk you through both.
Asset finance is often more accessible to newer businesses than unsecured lending, because the asset provides security. It’s worth checking even if you’ve only been trading a short while.
The other doors
See what you could borrow — in about 45 seconds.
No obligation, and no mark on your credit score to find out.